Junk Mail Could Be Linked to ID Theft

Junk mail is more than irritating. In fact, it’s increasing your risk of identity theft.

For instance, you have a check from Household Bank in your junk email and it’s probably not a check for anything you’re actually participating in. This is more of a solicitation, and if you cash it they hold you responsible. The problem is what happens if you don’t get it and somebody else does.

If that happens, it would be very easy for a criminal to cash the check, and you’d be on the hook for the money until you cleared up the problem with the bank. And speaking of banks, most of us are inundated with pre-approved credit card offers. Even without your Social Security number, a crook could use these applications to obtain a credit card in your name.

All they really have to do it get this fill those in and use them and you’re going to be on the hook for whatever amount they wrote the check for. You could also face legal trouble if the checks bounce and the vendors file a complaint with the local prosecutor.

To protect yourself, you can contact the credit bureaus and tell them to stop the pre-approved credit offers, and you can contact the Direct Marketing Association and have them put you on their no junk mail list.

But it is much more important to use secure email deletion to reduce the risk of identity theft. Shredding your junk email allows you to save a lot of time and money by ensuring your email will not be used for malicious goals.

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This blog is run by authors of Shred Agent and QuickWiper.

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